Costs & premiums
Premiums, fees and recording taxes
12 guides
Guides in this topic
- Costs & premiums · Long Island
Long Island Closing Costs: What Buyers and Sellers Pay in Nassau and Suffolk
What buyers and sellers pay at a Long Island closing: transfer and mansion tax, the East End Peconic Bay tax, mortgage tax, title insurance and clerk fees. - Costs & premiums · New York State
Market Value Endorsement and Extended Owner’s Coverage in New York: What They Add and Cost
What New York's Market Value Endorsement and Owner's Extended Protection Policy add to an owner's title policy, who can get them and what they cost. - Costs & premiums · New York City
Mortgage Recording Tax in NYC and Westchester: Rates, Who Pays and How to Reduce It
NYC and Westchester mortgage recording tax rates, the lender's 0.25% share, what the borrower pays, the $30 deduction, and how a CEMA lowers the tax. - Costs & premiums · New York City
NYC and New York State Transfer Taxes: Rates, Who Pays and How They’re Calculated
What is transfer tax in NYC? The state transfer tax, NYC RPTT, mansion tax and supplemental tax: rates, who pays, forms and two condo examples. - Costs & premiums · New York City
NYC Closing Costs for Buyers and Sellers: Who Usually Pays What
NYC closing costs by side: seller transfer taxes, buyer mansion and mortgage tax, title insurance, recording fees, and how co-ops and new condos differ. - Costs & premiums · Long Island
Property Tax Grievance in Nassau and Suffolk, and How Property Taxes Are Split at Closing
How to grieve your property taxes in Nassau and Suffolk, the deadlines and fees, Long Island tax bill dates, and how taxes are split at closing. - Costs & premiums · Westchester County
Property Tax Grievance in Westchester County, and How Property Taxes Are Split at Closing
Westchester tax grievance deadlines by city and town, small claims review, tax bill due dates, and how taxes are split between buyer and seller at closing. - Costs & premiums · New York City
The New York Title Bill, Line by Line: Premium, Searches, Endorsements and Closer Fees
What's on a New York title bill: which charges are fixed by filed rates, which are set by the title company, and which are taxes passed through. - Costs & premiums · New York State
TIRSA Refinance Rates in New York: The Refinance Discount, 12A, 12B and Why There Is No Reissue Rate
What title insurance costs on a New York refinance: the 50% or 70% refinance rate, the extra 12A and 12B discounts, the 10-year rule and examples. - Costs & premiums · New York State
Title Insurance Endorsements in New York: What Each One Does and What It Costs
The add-ons used on New York owner's and loan title policies: what each one covers, when it is used, and what it costs under the state rate manual. - Costs & premiums · Westchester County
Westchester Closing Costs for Buyers and Sellers, Including Yonkers
Westchester closing costs for buyers and sellers, including transfer taxes, mansion tax, mortgage tax, County Clerk fees and title insurance. - Costs & premiums · New York City
What Title Insurance Costs in NYC and Westchester, and What the Premium Includes
How New York title insurance premiums are set, the rates for NYC and Westchester, worked examples, and what the premium does and does not cover.