Mortgages & liens
Recorded debts, satisfactions and judgments
10 guides
Guides in this topic
- Mortgages & liens · New York City
Checking Liens Before a NYC Foreclosure Auction: ACRIS, County Clerk, DOF, DEP, OATH, HPD and eCourts
Before bidding at a NYC foreclosure auction, check more than ACRIS: the court file, County Clerk, DOF, DEP, OATH, HPD and federal tax liens. - Mortgages & liens · New York State
Clearing an Old or Unsatisfied Mortgage From a New York Title Report
A paid mortgage still shows on your New York title report. How to clear it: lender satisfaction, attorney affidavit, title insurer or court. - Mortgages & liens · New York State
Condo Common Charge Liens in New York: Priority, Foreclosure and What Buyers Should Check
If a New York condo owner falls behind on common charges, the board gets a lien that outranks second mortgages. How it works at a sale and in foreclosure. - Mortgages & liens · New York State
Hard Money and Private Lender Loans in New York: Usury Limits, Licensing and Title Insurance
Private or hard money loan in New York? Interest caps by loan size and borrower, when a license is needed, and what lender title insurance covers. - Mortgages & liens · New York State
Lien Law Section 22: Filing a Building Loan Contract in New York
New York construction lenders must file the building loan contract with the county clerk by the day the mortgage is recorded. What to file and when. - Mortgages & liens · Long Island
Property Tax Lien Sales in New York: NYC, Nassau, Suffolk and Westchester
What happens when property taxes go unpaid in NYC, Nassau, Suffolk and Westchester: tax liens, lien sales, tax deeds, and what a title search shows. - Mortgages & liens · New York State
The Title Search Found a Lien or Judgment: What Happens Next in New York
What happens when a New York title search finds a judgment, tax lien or mechanic's lien, including one against a past owner or a similar name. - Mortgages & liens · Long Island
Water and Sewer Charges at Closing in NYC, Westchester and Long Island: Final Readings, Liens and Who Pays
Why unpaid water and sewer bills are usually a lien, how final meter readings work, and who pays at closing in NYC, Westchester and Long Island. - Mortgages & liens · New York State
What Is a CEMA in New York? What It Saves and How Long It Takes
A New York CEMA lets you pay mortgage recording tax only on new money when you refinance. What it saves, what it costs and how long it takes. - Mortgages & liens · New York State
Which Liens Survive a New York Foreclosure Sale
Which liens a New York foreclosure auction wipes out and which stay with the property: senior mortgages, taxes, IRS liens, left-out lienholders, tenants.