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Costs & premiums · Long Island
Long Island Closing Costs: What Buyers and Sellers Pay in Nassau and Suffolk
What buyers and sellers pay at a Long Island closing: transfer and mansion tax, the East End Peconic Bay tax, mortgage tax, title insurance and clerk fees.
Local requirements · Long Island
Long Island Towns, Villages and Cities Explained: Who Handles Your Taxes, Permits and Records
Nassau has 3 towns, 2 cities and 64 villages; Suffolk has 10 towns and 32 villages. Who assesses your home, bills taxes, issues permits and keeps records.
Costs & premiums · New York State
Market Value Endorsement and Extended Owner’s Coverage in New York: What They Add and Cost
What New York's Market Value Endorsement and Owner's Extended Protection Policy add to an owner's title policy, who can get them and what they cost.
Costs & premiums · New York City
Mortgage Recording Tax in NYC and Westchester: Rates, Who Pays and How to Reduce It
NYC and Westchester mortgage recording tax rates, the lender's 0.25% share, what the borrower pays, the $30 deduction, and how a CEMA lowers the tax.
Local requirements · New York City
Municipal Searches for Commercial Property in NYC and Westchester: What Gets Checked and What Matters
The city and town record searches run on commercial property in NYC and Westchester, what each one shows, and which ones mean money owed.
Closing process · Long Island
Nassau and Suffolk County Clerk Land Records: Deed Search and Recording Fees
How to search deeds and mortgages in Nassau and Suffolk County Clerk records, and what it costs to record a deed or mortgage on Long Island.
Title basics · New York State
New York Deed Theft Law: What the 2023 and 2024 Changes Mean for Title
How New York's 2023 and 2024 deed theft laws work: court pauses, prosecutor notices, cancelled deeds, and new risks for buyers and lenders at closing.
Title basics · New York City
New York Title and Closing Glossary: Plain-English Definitions
Plain-English meanings of New York title and closing terms, from title insurance, deeds and lis pendens to CEMA, the mansion tax and ACRIS.
Permits & violations · New York City
No Certificate of Occupancy or a CO Mismatch in NYC: Can You Close?
A NYC house with no certificate of occupancy, or used differently from its CO, can still be sold, but a lender may refuse. What it means and how to fix it.
Costs & premiums · New York City
NYC and New York State Transfer Taxes: Rates, Who Pays and How They’re Calculated
What is transfer tax in NYC? The state transfer tax, NYC RPTT, mansion tax and supplemental tax: rates, who pays, forms and two condo examples.
Costs & premiums · New York City
NYC Closing Costs for Buyers and Sellers: Who Usually Pays What
NYC closing costs by side: seller transfer taxes, buyer mansion and mortgage tax, title insurance, recording fees, and how co-ops and new condos differ.
Local requirements · New York City
NYC Community Opportunity to Purchase Act (COPA): What Intro. 905-A Would Change for Multifamily Sales
NYC's Community Opportunity to Purchase Act (Intro. 905-A) would give certified nonprofits first rights to buy certain distressed multifamily buildings. Which