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Title basics · New York City
NYC Property Records: How to Find Who Owns a Property in All Five Boroughs
Who owns a property in NYC? Free places to look it up, ACRIS, the Richmond County Clerk, DOF, PLUTO and HPD, and how to find who is behind an LLC.
Permits & violations · New York City
NYC Property Violations at Closing: DOB, OATH/ECB and HPD Explained
Do open NYC building violations stop a closing? Which DOB, OATH/ECB and HPD items are liens that must be paid, and which stay with the property.
Permits & violations · New York City
Open Building Permits and a NYC Sale: Who Closes Them Out, Holdbacks and Lenders
An open DOB permit doesn't legally stop a NYC sale, but your contract and lender can. Why old permits surface, who closes them out, and how holdbacks work.
Permits & violations · Westchester County
Open Permits and Certificates of Occupancy at a Westchester Closing
Can an open permit or missing CO stop a Westchester home sale? Usually not by law, but a few places require a new CO or inspection on sale.
Closing process · New York City
Open Violations or Permits Found Days Before Closing: Holdback, Credit, Delay or Walk Away
Open violations or permits found days before a NYC or Westchester closing? How holdbacks, credits, delays and cancelling work, and who has to agree.
Title basics · New York State
Owner’s vs Lender’s Title Insurance in New York: What Each Protects
Owner's vs lender's title insurance in New York: who each policy protects, how much each pays, how long each lasts, and when a buyer gets both.
Closing process · New York State
Probate and Real Estate in New York: What Happens to a House When the Owner Dies
What probate is in New York, which homes skip it, how a probate sale works, what affects how long it takes, and what the Surrogate's Court charges.
Costs & premiums · Long Island
Property Tax Grievance in Nassau and Suffolk, and How Property Taxes Are Split at Closing
How to grieve your property taxes in Nassau and Suffolk, the deadlines and fees, Long Island tax bill dates, and how taxes are split at closing.
Costs & premiums · Westchester County
Property Tax Grievance in Westchester County, and How Property Taxes Are Split at Closing
Westchester tax grievance deadlines by city and town, small claims review, tax bill due dates, and how taxes are split between buyer and seller at closing.
Mortgages & liens · Long Island
Property Tax Lien Sales in New York: NYC, Nassau, Suffolk and Westchester
What happens when property taxes go unpaid in NYC, Nassau, Suffolk and Westchester: tax liens, lien sales, tax deeds, and what a title search shows.
Title basics · New York State
Removing a Deceased Spouse From a New York Deed: What You Actually Need
When a spouse dies, a New York survivor usually needs no new deed. What decides it, and what the title company asks for when you later sell or refinance.
Closing process · New York State
Selling an Inherited House or Apartment in New York: What to Have Ready Before You List
Selling an inherited New York home? What to line up before you list: who can sign, letters, death certificates, the ET-117, the mortgage, co-op steps.