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Permits & violations · New York City
Stop Work Order on a NYC Property You Are Buying or Selling
A DOB stop work order doesn't legally block a NYC sale or deed, but it stays with the site. How to find one, what it costs, and how it gets lifted.
Costs & premiums · New York City
The New York Title Bill, Line by Line: Premium, Searches, Endorsements and Closer Fees
What's on a New York title bill: which charges are fixed by filed rates, which are set by the title company, and which are taxes passed through.
Title basics · New York City
The Survey Exception in New York Title Insurance: Survey Readings, Inspections and How to Remove It
What the survey exception in a New York title report means, how a survey or survey inspection changes it, and what each option costs.
Mortgages & liens · New York State
The Title Search Found a Lien or Judgment: What Happens Next in New York
What happens when a New York title search finds a judgment, tax lien or mechanic's lien, including one against a past owner or a similar name.
Costs & premiums · New York State
TIRSA Refinance Rates in New York: The Refinance Discount, 12A, 12B and Why There Is No Reissue Rate
What title insurance costs on a New York refinance: the 50% or 70% refinance rate, the extra 12A and 12B discounts, the 10-year rule and examples.
Closing process · New York City
Title Company vs Real Estate Attorney: Who Does What at a New York Closing
What the title company, each side's attorney and the title closer do at a New York closing, and who actually holds your deposit and escrow money.
Title basics · New York State
Title Insurance Claim Examples in New York: Forgery, Missed Liens, Boundaries and More
Eight New York title insurance claim examples, from forged deeds to missed liens and boundary disputes, and whether an owner's policy pays for each.
Costs & premiums · New York State
Title Insurance Endorsements in New York: What Each One Does and What It Costs
The add-ons used on New York owner's and loan title policies: what each one covers, when it is used, and what it costs under the state rate manual.
Title basics · New York State
Title Search and Title Report in New York: What They Show and How to Read Them
What a New York title search checks, how far back it goes, how to read Schedules A and B of the title report, and why a free ACRIS search is not the same.
Title basics · New York State
Transfer on Death Deeds and Quitclaim Deeds in New York: What They Do and the Title Risks
New York has allowed transfer on death deeds since July 19, 2024. How they work, what a quitclaim deed does, and what each means when you sell.
Mortgages & liens · Long Island
Water and Sewer Charges at Closing in NYC, Westchester and Long Island: Final Readings, Liens and Who Pays
Why unpaid water and sewer bills are usually a lien, how final meter readings work, and who pays at closing in NYC, Westchester and Long Island.
Local requirements · Westchester County
Well Water Testing and Septic Rules When Selling a Home in Westchester County
Selling a Westchester home with a well? The seller must order a water test at contract. What's tested, deadlines, failed results and septic rules.